Last Updated: 7/13/21
Small businesses and nonprofits who have experienced direct economic hardship due to COVID-19 are eligible to apply for Small Business Flex Fund Loans. See the Economic Relief section below for more info.
Small Business Assistance Program for businesses in unincorporated King County affected by COVID is accepting applications for grants of up to $25,000 now through Wednesday, August 4. See the Economic Relief section before for details.
If you need something you don’t see or have suggestions about virtual programming we should create to help local business, please shoot us a line at gro.doogelttaes@ofni.
The SVOG program was established by the Economic Aid to Hard Hit Small Businesses, Nonprofits and Venues Act, which appropriated $15 billion for it. The American Rescue Plan Act, signed into law by President Joe Biden on March 11, 2021, appropriated an additional $1.25 billion, bringing the program funding to a total of $16.25 billion, with more than $16 billion allocated for grants.
Small businesses and nonprofits can apply for a low-interest loan of up to $150,000 to finance expansion and growth as well as recover from the pandemic and subsequent economic slowdown.
The money can be spent flexibly, including on payroll, utilities & rent, supplies, marketing & advertising, building improvements or repairs, and other business expenses. Businesses and organizations with fewer than 50 employees and annual revenues of less tan $3 million who have experienced direct economic hardship due to COVID-19 are eligible to apply. Small Business Flex Fund Loans are supported by the Washington State Department of Commerce. For more information visit HERE.
Businesses can apply now for grants of up to $25,000 to help them recover from the effects of COVID-19. These funds can be used to reimburse your business for rent, employee payroll, goods, services, and other COVID-19-related expenses.
To be eligible, a business must:
- Be active and licensed in the state of Washington with a physical business address in unincorporated King County
- Have 30 or fewer full-time employees
- Have gross revenues of $3 million or less per year
Applications are due by 4 p.m. on Wednesday, August 4. Visit HERE for more information and to apply.
0% Interest loans up to $15K for small businesses through KIVA – Due to the ongoing pandemic, more businesses in the US will be eligible for a Kiva loan. The maximum loan on the Kiva platform has increase from $10,000 to $15,000. New borrowers may also access a grace period of up to 6 months for greater financial flexibility. If you’re a small business owner who believes you can benefit from a Kiva loan, or you know one in your community, apply here.
The EIDL program provides up to $2 million in loans to small businesses or nonprofits that have suffered substantial economic injury as a result of a declared disaster. COVID-19 EIDL loans have 3.75% interest for businesses, 2.75% for nonprofits, and reach maturity in 30 years.
EIDL advance loans, which were forgivable, have been fully allocated and are no longer available. Although the SBA is forgiving some previously allocated loans due to the pandemic, EIDL and PPP loans are not included.
As of October 19, almost four billion dollars had been allocated to Washington small businesses through EIDL loans. To see the most recent report, click here
On March 16, 2021, SBA announced it is extending the deferment periods for all disaster loans, including the COVID-19 Economic Injury Disaster Loan program, until 2022.
For a useful article on both the PPP and EIDL programs and how they interact with each other, click here.
For SBA’s customer service center: (800) 659-2955 or email vog.abs@ecivresremotsucretsasid for more information on disaster assistance.
Businesses featured on Yelp can launch fundraisers and accept donations directly through their Yelp profile. More details here.
The CARES Act – The Small Business Administration oversaw the distribution of millions of dollars in loans and grants to help small businesses survive the pandemic. It also provided additional funding for SBA’s Resource Partners to provide advice and training to help small businesses respond to the unprecedented challenges in communities throughout the country.
Overview & About the CARES Act
Getting Started with the CARES Act
Direct Link Resources
US Small Business Administration – Seattle District Office
SBA is currently offering PPP loans originated only by participating community financial institutions including Certified Development Companies (CDCs), SBA Microlenders, Community Development Financial Institutions (CDFIs), and Minority Depository Institutions (MDIs) until May 31, 2021 or until remaining funds are exhausted. Please note that not all community financial institutions are participating in PPP.
Find an eligible lender that is participating in PPP:
Application and Tools:
Second Draw PPP Overview – updated 1/8/21
Fillable PPP Application-updated 1/8/21
Find Eligible Paycheck Protection Program Lenders – updated 1/8/21
How to Calculate Revenue Reduction and Maximum Loan Amounts – updated 1/19/21
FAQ for Lenders and Borrowers – updated 12/9/20
Southlake Union Chamber Small Business and Nonprofit Relief Fund for Small Businesses and NGOs in South Lake Union. Grants will be awarded in amounts ranging from $1,500-$7,500. Applications are open on a rolling basis and allocated according to available funds.
PDA: COVID-19 Relief Resources – A Google sheet with funding, information, and other resources for farms, small businesses, day stall artists, and residents
GoFundMe Small Business Relief Fund: One-time $500 matching grant program for independently owned and operated businesses. GoFundMe has also compiled a list of ways for small businesses to find help, which is available here
COMMUNICATIONS, MEDIA & MARKETING RESOURCES
Carrie Hawthorne is offering pro-bono 30-minute digital communications consultation sessions to any small business or non-profit affected by the coronavirus. Whether it’s brainstorming, bouncing around ideas, or questions about specific platforms, Carrie has 15 years supporting small businesses and non-profits and would be happy to see if she can help. You can sign up for an individual session here.
Marketing resources for small business by MailChimp lists various financial, informative, and logistic resources for small businesses in the age of COVID.
COVID-19 Content Marketing Resources from the Content Marketing Institute lists various ways for businesses to adjust their marketing to the COVID landscape. Includes tips on how to shift in-person demand to online event formats, managing teams remotely, and adjusting content analytics.
The AMA’s Support Materials for marketing professionals during the COVID-19 pandemic provides interesting insight into marketing during the pandemic. Includes readings, videos, and toolkits.
The Employment Security Department has put together a return to work page, dedicated to all things related to coming back into the workplace. They have resources for hiring new employees, trainings, and events.
Washington’s SharedWork program provides flexibility for businesses to restart and bring their employees back from unemployment with reduced hours. Businesses gradually build back their team with qualified workers receiving partial unemployment benefits to replace a portion of their lost wages. Attend the free SharedWork Spring Virtual Conference on Tuesday, June 8 and Wednesday, June 9 to learn about programs and recent legislative changes that can fuel your post-pandemic recovery strategy.
The Washington State Dept. of Labor & Industries has compiled a Worker’s Compensation Coverage and General COVID-19 Common Questions.
Employer resources – Example policies, supplies, planning, contract tracing, and communication resources from the Business Health Trust.
Refreshed, Revitalized and Resilient Bookkeeping Package – Pretty Books is helping building resilience in our small business community by offering a bookkeeping package to businesses whose revenue was affected by 50% or more in 2020. The package includes bookkeeping catch up and data cleaning up to 24 months, a basic projection for the next 24 months, and two 45 minute meetings with the client to help provide financial clarity. Fill out this form to apply.
Full Service Worker’s Alliance – Composed from individuals actively working in all roles in the full service restaurant industry. The FSWA is determined to bring workers and employers together with legislators to stand up and protect our Full Service Restaurant culture. The dynamic created by bringing full service workers together creates an engaged community and positive working environment.
From the Department of Commerce
The state Employment Security Department (ESD) recommends workers take the following four steps to help ensure their unemployment benefits are filed correctly and start quickly:
- Sign up for the agency’s COVID-19 action alerts.
- Download and review the ESD eligibility checker. This will help workers determine if they are currently eligible for benefits.
- Download and read the application checklist to make sure that you have what you need.
- A SecureAccess Washington (SAW) account is needed to file an unemployment claim. ESD recently posted a video that explains the process to be followed in order to apply for benefits. After reviewing the video, please sign up for a SAW account.
“This is an incredibly stressful time for everyone,” ESD Commissioner Suzi LeVine said. “Please know we’re working around the clock at ESD to get Washingtonians the money that they need and give them a little peace of mind as quickly as we can.”
FULFILLMENT & SHIPPING Logistics
FulfillNow – Keep your business sustained through affordable shipping, fulfillment, and delivery with FulfillNow. FulfillNow is offering Seattle Good members a discount for a limited time, including no storage fees, no set-up fees, no monthly fees, and no minimums. See the details for that offer here.
Sendle is the first 100% Carbon-neutral shipping service, complete with compostable mailers. Sendle has competitive pricing, is a certified B Corp, and is great for small and medium businesses – Sign up for an account through this link to access premium rates.
Evergreen Packaging offers cartons, paperboard, paper, and other sustainably-sourced fiber products. They also offer equipment & parts services.
EcoEnclose offers mailers, boxes, tape, bags, packing tissue, and plenty more, all clearly noted as compostable, recyclable, upcycled, or biodegradable. They even offer free sample kits.
AllPak Container has boxes, palettes, pop displays, totes, customizable items, and much more. A tier 3 champion level EnviroStars and Renton based company.
Trojan Litho offers performance consumer packaging, with Forestry Stewardship Council products available. Renton based company used worldwide.
Biomass Packaging has bags, office & shipping supplies, cleaning & janitorial supplies, food & table service, and custom printed items, all made from plant based materials.
GENERAL RESOURCES AND INFORMATION
Resource Guide that provides business checklists, example policies, and resources related to COVID-19, updated regularly.
Resource Roundup Blog – The City of Seattle’s Office of Economic Development (OED) is committed to keeping you updated through these challenging and unprecedented times. This weekly blog provided news and information about new policies and resources available from the City of Seattle, the State of Washington, the federal government, and our philanthropic partners. This blog is no longer regularly updated, but there’s still a wealth of information available.
Highlights from the Resource Roundup Blog include:
- City of Seattle Food Assistance
- King County Cultural Relief Fund & Public Health Guidance
- WA State Protection for Renters
Small Business COVID-19 response Bi-Weekly Webinars: Seattle Office of Economic Development – These webinars were put on by the Office of Economic Development’s Small Business COVID-19 response. These occurred bi-weekly on Wednesday mornings from 11 – 12 pm. Recordings of past webinars along with Q&A have been posted on their blog.
Washington State Department of Commerce has launched a new SmartWA business decision support system and COVID-19 dashboard.
SmartWA uses numerous data sources and artificial intelligence to provide small businesses most impacted by the pandemic with real-time outlooks about public health, economic, and community conditions by county and industry. The decision support system features an interactive simulator that provide industry-specific predictions about which safety protocols are most likely to increase customer traffic in specific sectors. Read the news release for more info.
The state Economic Resiliency Team (ERT) started a Business Response Center to answer general business inquiries around financial help or other business assistance during the COVID-19 outbreak.
“We have a whole team of people from the Department of Commerce, the Joint Information Center and volunteers from throughout state government, who are taking in those questions, creating FAQs, and getting back to people answering their concerns,” said state Department of Commerce Director Lisa Brown.
Businesses with questions can fill out a form here to get information related to COVID-19.
COVID-19 Reopening Guidebook/Business Assistance– Governor’s Office: Resources include: Financial, Export, Employer & Worker, and Insurance assistance
WA State Department of Revenue– General Business Relief Resources during crisis, regularly updated.
Free Legal Support on Lease Amendments – Communities Rise COVID-19 Small Business and Nonprofit Legal Clinic: Client Intake Form
Resources for Manufacturers from Impact WA – Tools and information on PPE, how to protect your workforce, Financial Guidance, and more!
Salesforce – One app for all your sales needs: track customer information, track sales, and metrics gauging the health of your business. Offering small businesses 14 days free.
Small Business Resiliency Assistance from Startup WA, for business owners from culturally and historically disadvantaged communities. Culturally relevant assistance helps you navigate local policies, plan for recovery, and support your workforces.
Free and discounted remote working tools during COVID-19– Notion brings you tools that include sales, marketing, hiring, collaborative working, finance, customer support, security, and more!
COVID-19 Handbook for Creatives – a regularly updated resource hub for people in the creative industry, by King County.
ICIC’s Small Business Resource Center for COVID-19 has many resources for small businesses, sorted into useful categories.
Federal Resources for U.S. Small Businesses – official federal resource website for U.S. small businesses affected by COVID-19
Complete Guide to Cyber Risk Management for Small Businesses, by Juiced Systems.
SBA Cybersecurity Guide: Cyber attacks are a growing concern for small businesses. Learn about the threats and how to protect yourself.
Many small businesses and property owners are securing their business to stay at home. Following are some tips on securing your business and property:
RESTAURANT, BAR & FOOD PRODUCER RESOURCES
City of Seattle Support Seattle Small Biz Takeout & Delivery Map: If you’d like to be added to the GIS map or update your information, email vog.elttaes@zibllamstroppus, there is a short survey as part of the vetting process.
Open Air and Outdoor Seating Guidance by the Governor’s Office details how your business can accommodate guests outdoors
Temporary Outdoor Café, Merchandise Display, Vending, and Street Closure Permits – Seattle Department of Transportation (SDOT)’s guide to streamlined, free temporary permits for outdoor cafes, retail merchandise displays, food trucks, and vending carts that are valid through October 31, 2021.
King County COVID-19 posters for restaurants and grocery stores
Open Table – Restaurant Preparedness Resource Center
Full Service Worker’s Alliance – Composed from individuals actively working in all roles in the full service restaurant industry. The FSWA is determined to bring workers and employers together with Legislators to stand up and protect Full Service Restaurant culture.
Save Local Restaurants – The Independent Restaurant Coalition (IRC) was formed to save the local restaurants affected by COVID-19. IRC is founded on the simple belief that there is power to affect legislative change if people unite our voice.
Farmers Guide to Direct Sales Software Platforms: While markets, restaurants, and other food distribution channels close or reduce operations to prevent the spread of COVID-19, farms across the country have expressed interest in using software platforms that support direct sales to consumers in their communities. This publication highlights product options and sales models that farmers may find helpful. Put together by the SGBN.
Food Safety And Processing Help Desk
Impact Washington’s highly experienced food processing specialists offer value-driven solutions and training to assist food manufacturers become regulation complaint, implement lean training programs develop growth strategies that help transform their business into an agile and increasingly profitable enterprise.
A new website created by the Washington State Small Business Recovery Working Group offers webinars to help small businesses navigate COVID-19 relief options, including Updates to PPP Loan Forgiveness Instructions (6/11, 6/25).
Washington State Department of Commerce in partnership with U.S. Economic Development Administration (EDA) and Thurston EDC Center for Business Innovation launched ScaleUp: The Rebuild Edition that focuses on helping small businesses restart and rebuild. The three-hour online courses are held weekly, allowing up to 100 businesses around the state to restart and rebuild, improving their strategic thinking and decision-making, creating operational efficiencies and strengthening the bottom line as we engage in economic recovery. The ideal candidate for ScaleUp is the president/owner of a Washington State business that has been in operation for two years and has annual pre-COVID revenues in excess of $100,000. Register HERE.
Washington State Biz Fair– Learn from the experts on how to start, grow, or make your business more resilient. Attend seminars, find resources, and shop for vetted products and services relevant to your business. Look for 2021 Fair info here.
Seattle Office of Arts & Culture hosts COVID-19 Webinar – 3/17: Small business resource, Unemployment benefits, Utility relief, direct artist support (25:56), direct artist support from Artist Trust (31:52), rent relief (36:17), frame setting (39:35), funding from Seattle Foundation (41:13), organizational funding (49:06), Q&A (53:04).
Initiative for a Competitive Inner City (ICIC) – A plethora of webinars oriented towards urban businesses are hosted on their website.
Visit our dedicated PPE page to find out how to buy, sell, manufacture, and learn more about PPE resources!
Seattle Good Business Network members from Northwest Sewn and Seattle Made programs have been manufacturing, donating, buying, selling, and providing materials for the production of PPE/face masks. Find out how you can get involved and/or support these local businesses and their initiatives.
Help Support Our Mission
By supporting Seattle Good Business Network, you help support our work to build a vibrant, sustainable, and inclusive local economy, and to help our local businesses when they need it the most. Learn about all the work we do here.